About Us

An office desk set for a client meeting: two coffee mugs, an open folder and a pen, with a live oak outside the window
Joseph and his team go above and beyond to help clients with their insurance needs. The customer service is top notch. He always makes sure that we get the best rates.
Amanda KnightClient
About Us

We’re Here For You

At Advanced Solutions we believe in excellent customer service and affordable insurance. We strive to provide clients with the best rates for auto, home, and commercial insurance. Our office is always open, feel free to stop by and request a quote or complete our online quote and we will reach out to you.

  • Our agents are local; we understand the exposures you may encounter.
  • We partner with strong, financially stable carriers to provide you with the best products available.
  • Our staff is well-trained to assist you through a claim, offering peace of mind for a swift and trustworthy settlement.
  • We are always available to help with any problems that may arise in relation to your coverage or policies.
  • Insurance terminology can be difficult to understand, but we are happy to explain any coverages or policy options to you.
Joseph CumbestCEO / Owner
Our Experts

Meet Our Team

Our team is highly qualified and ready to assist you. We are committed to giving you quick and honest answers while assisting you with your insurance needs.

Aubrey Watson
Aubrey WatsonClient Services
Shelley Lee
Shelley LeeClient Services
Joseph Cumbest
Joseph CumbestCEO / Owner
Jolene Rosado
Jolene RosadoLicensed Agent
Jessie Jackson
Jessie JacksonLicensed Agent
Come See Us

The Door Is Open

We mean it about stopping by. No appointment needed — come visit and let us help.

The Office

1716 Government St., Ste D
Ocean Springs, MS 39564

Get directions
Open Hours

Monday – Friday
8:00AM – 5:00PM

Rather Call?

A local agent is standing by to help.

(228) 875-4655
A family sitting together on a pier
A family walking together
Why Choose Us

Customer Focus

At Advanced Solutions, our success is driven by our capability to meet customers’ coverage needs and provide extraordinary customer service. We offer products for your Home, Business, and Auto insurance because protecting your assets is our highest priority.

  • Local Experience — Our local agents are always available to help you navigate your insurance options. As your local agency, we are dedicated to finding the best rates for the most comprehensive coverage.
  • Independently Owned — We are proud to be an independently owned agency. Using our local knowledge and expertise we will always strive to exceed our client expectations.
  • Community Trust — Our dedication to community involvement allows us to understand the necessity of our customers. We’re here for you!
FAQ

Frequently Asked Questions

A few things clients ask us most often. If yours is not here, call the office — you will get a plain answer, not a sales pitch.

What is an insurance deductible?

A deductible is the amount of expense that must be paid by the insured before an insurance company will pay any expense. Depending on the policy, the deductible may apply per covered incident, or per year.

What is an independent agent?

Independent agents do not work for one specific insurance company, typically they represent several insurance companies, or carriers, thus giving them more opportunity to find the appropriate insurance product at a competitive price.

Why does my lender require Homeowners insurance?

When mortgage companies agree to lend money, they want to be sure their investment is protected.

Can I get discounts for my homeowners’ insurance?

Yes, here are a few discounts some of our carriers offer:

  • New roof
  • Metal roof
  • Storm shutters
  • Monitored fire and burglar alarms
  • Fortified Homes
What can I do to reduce my Homeowners Insurance premium?
  • Reducing coverage amounts
  • Increasing deductibles
  • Updating or replacing the roof, wiring, plumbing, and/or HVAC unit
  • Applying storm shutters
  • Installing a monitored burglary and fire alarm
  • Bronze, Silver, or Gold Fortification
What is a minimum earned premium?

A minimum earned premium is the amount of premium that a carrier will retain in the event of an early cancellation. Minimum earned premiums are often expressed as a percentage of premium. Please also note that any fees charged are often non-refundable in the event of an early cancellation.

Let Us Help

Ready To Get Started?

Have questions about insurance or want a free quote? Contact Advanced Solutions today.

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