A deductible is the amount of expense that must be paid by the insured before an insurance company will pay any expense. Depending on the policy, the deductible may apply per covered incident, or per year.
Independent agents do not work for one specific insurance company, typically they represent several insurance companies, or carriers, thus giving them more opportunity to find the appropriate insurance product at a competitive price.
When mortgage companies agree to lend money, they want to be sure their investment is protected.
Yes, here are a few discounts some of our carriers offer.
A minimum earned premium is the amount of premium that a carrier will retain in the event of an early cancellation. Minimum earned premiums are often expressed as a percentage of premium. Please also note that any fees charged are often non-refundable in the event of an early cancellation.